Step 1: Arranging your Mortgage

Before you begin your property search, it is advisable to arrange your finances and, if required, have a mortgage agreed in principle. This will confirm how much money you will have to fund the purchase, which will ultimately influence your property search.

Step 2: Finding a Property

The first step to finding the right property is to register with us by calling or visiting us on Windsor High Street where you can discuss your property requirements with one of the team. Once we understand your requirements you will receive a selection of properties that match your criteria. The team will also keep you up to date via email when suitable properties become available.

Step 3: Viewings

Hardings trained and experienced staff are on hand to accompany viewings and will be able to provide insight on the local area and the property itself. Second viewings are advisable if you are considering making an offer on a property.

Step 4: Making an Offer

Once you have identified a suitable property, we will put your offer forward to the seller both verbally and in writing. We will aim to get as much information from you before putting your offer forward to our client such as your financial situation and if you need to sell a property to proceed.

Step 5: Offer Agreed

Once your offer is accepted, we will prepare a memorandum of sale, write to all parties to confirm the agreed price, ask you to provide your solicitor's details (we can provide recommendations) and mortgage broker's details. You will then need to instruct your solicitor to proceed with the conveyancing process and your mortgage broker to proceed with your application.

Step 6: Conveyancing

As part of the conveyancing process your solicitor will raise any enquiries on receipt of the draft contract from the seller's solicitor, request local searches, refer to the information provided in the seller's Home Information Pack, agree on a date for exchange of contracts.  We will keep you informed every step of the way.

Step 7: Survey and Mortgage Offer

A survey of the property will be booked by a surveyor on behalf of the mortgage lender to identify any structural problems and advise on the property's value. After the mortgage valuation report is received, a formal mortgage offer will be sent to you and your solicitor which you will need to sign before it is returned.

Step 8: Exchange of Contracts

Exchange of contracts occurs when all enquiries have been confirmed and agreed. Once the contract has been signed by both parties the deposit (usually 10% of the purchase price) will be transferred or paid in the form of a banker's draft from your solicitor to the seller's solicitor. The completion date is then set by mutual agreement.

Step 9: Completion

Completion is when the funds are transferred from your solicitor to the seller's solicitor's account. We will release the keys to you once the money has cleared in the seller's account. Congratulations, you are now the legal owner of your new home!

If you have any further questions or would like to talk to a member of our sales team, please ring 01753 833118