Guide to Buying a Property

Step 1: Arranging your Mortgage

Before you begin your property search, it is advisable to arrange your finances and, if required, have a mortgage agreed in principle. This will confirm how much money you will have to fund the purchase, which will ultimately influence your property search.

Step 2: Finding a Property

The first step to finding the right property is to register with us by calling or visiting us on Windsor High Street where you can discuss your property requirements with one of the team. Once we understand your requirements you will receive a selection of properties that match your criteria. The team will also keep you up to date via email when suitable properties become available.

Step 3: Viewings

Hardings trained and experienced staff are on hand to accompany viewings and will be able to provide insight on the local area and the property itself. Second viewings are advisable if you are considering making an offer on a property.

Step 4: Making an Offer

Once you have identified a suitable property, we will put your offer forward to the seller both verbally and in writing. We will aim to get as much information from you before putting your offer forward to our client such as your financial situation and if you need to sell a property to proceed.

Step 5: Offer Agreed

Once your offer is accepted, we will prepare a memorandum of sale, write to all parties to confirm the agreed price, ask you to provide your solicitor's details (we can provide recommendations) and mortgage broker's details. You will then need to instruct your solicitor to proceed with the conveyancing process and your mortgage broker to proceed with your application.

Step 6: Conveyancing

As part of the conveyancing process your solicitor will raise any enquiries on receipt of the draft contract from the seller's solicitor, request local searches, refer to the information provided in the seller's Home Information Pack, agree on a date for exchange of contracts. We will keep you informed every step of the way.

Step 7: Survey and Mortgage Offer

A survey of the property will be booked by a surveyor on behalf of the mortgage lender to identify any structural problems and advise on the property's value. After the mortgage valuation report is received, a formal mortgage offer will be sent to you and your solicitor which you will need to sign before it is returned.

Step 8: Exchange of Contracts

Exchange of contracts occurs when all enquiries have been confirmed and agreed. Once the contract has been signed by both parties the deposit (usually 10% of the purchase price) will be transferred or paid in the form of a banker's draft from your solicitor to the seller's solicitor. The completion date is then set by mutual agreement.

Step 9: Completion

Completion is when the funds are transferred from your solicitor to the seller's solicitor's account. We will release the keys to you once the money has cleared in the seller's account. Congratulations, you are now the legal owner of your new home!

If you have any further questions or would like to talk to a member of our sales team, please ring 01753 833118

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OUR CLIENTS’ COMMENTS

I would highly recommend Hardings. Their knowledge of the local area is outstanding, and they give honest and reliable advice. They have always been my partner of choice when buying and selling.

Rhiannon Prothero

Have used Hardings for many year on both personal and commercial property deals. Have always found them to be transparent, honest, authentic, and a pleasure to work with. Will continue to use in the future.

TB

I would highly recommend Hardings Estate Agents. They have excellent knowledge of Windsor and the surrounding areas, and are extremely professional, responsive and courteous. I would not hesitate to using them again the future. I recently dealt with Milica who was instrumental in securing us our new home in Windsor as well as the sale of our existing property. She was a fab negotiator and a real pleasure to work with from beginning to end. Thank you!

Jonathon Beresford

Hardings of Windsor managed our purchase with complete professionalism and went over and above in my opinion to manage the transaction and chain, resulting in a really smooth purchase. Milica at Hardings constantly provided timely updates and managed respective solicitors and the chain effectively, always responding quickly to queries. The whole transaction would not have happened without Milicas' focus on making all parties comfortable and satisfying all queries, not only professional but a delightful and welcoming personal approach that was a constant throughout. Thanks Hardings! Thanks Milica!

Stuart Blatch

I would recommend using Hardings estate agents when buying or selling your property. Dominic (Scully) was always available, helpful and genuinely interested in my purchase and always calm and compassionate. If I ever move again my first choice will be Hardings.

Cath Powell

Dom and the team at Hardings were so helpful and efficient when I purchased my flat - friendly and professional service and kept us up-to-date the whole way through the process. It was my first time buying and so was very nervous but they helped me feel at ease.

Freppell

We bought and sold through Hardings and can't recommend their professional service enough. The whole Team are really lovely, we were kept informed throughout the process and never had to chase anything.

Natalie Quint

I used Hardings when I bought my property as well as when I sold it and the service has been fantastic both times. I very much recommend Hardings!

Therese Jouini

We recently purchased our new home with Hardings Estate Agents. The whole team there were very helpful and flexible with us, arranging viewings quickly on the same day. They were always quick to respond and if ever our point of contact was not there, the service did not change as they work well together as a team. We received a personalised service, which allowed the sale to proceed quickly. Thank you all and we recommend Hardings Estate Agents without hesitation.

Mike B

What a pleasure it was to deal with Milica from Hardings. She sourced the perfect property for me and my family (while we were still abroad) and worked endlessly to put the deal together. I would give more than 5 stars if at all possible!

C D

Fantastic customer service and made what could have been stressful a total breeze. Dominic and Louisa were brilliant in helping me and my parents buy and sell our houses - reliable, helpful and thoughtful. Thank you!

Eloise Harris

Thank you, Dominic and Louisa - having not moved for over 30 years you helped me all the way, step by step. You were always polite, communicative, reassuring and very supportive. Would recommend Hardings wholeheartedly.

Anna Bowen

How Much is Your Property Worth?

A senior member of our sales team will visit your property to discuss current market trends and how your home; based on size, condition and location should be pitched to achieve the best possible price and buyer. Coupled with an excellent understanding of the local market we do a detailed analysis of what else has sold and what is coming onto the market so we can give you the best chance to capitalise on your biggest asset.